HCF is seeking an experienced Senior Legal Counsel on a 12 month contract to support its Overseas Visitors Health Cover (OVHC) and HCF Life businesses.
This role requires senior‑level experience in life insurance and financial services, with the ability to work autonomously and manage complex legal matters across both divisions. You will provide legal advice across commercial, regulatory, and customer‑facing matters and work closely with senior stakeholders.
Key responsibilities
Review, draft, and negotiate legal contracts for OVHC and HCF Life, including third‑party supplier and confidentiality agreements
Review and draft Product Disclosure Statements (PDSs), Financial Services Guides (FSGs), Target Market Determinations (TMDs), and other customer‑facing and marketing materials
Review and draft frontline and marketing collateral for the OVHC business
Provide practical legal advice to OVHC and HCF Life business stakeholders
Support the Head of Legal and Compliance with stakeholder reporting
Deliver legal training to build capability across OVHC and HCF Life
Skills, experience and qualifications
Law degree from a recognised Australian or overseas institution
Minimum 7 years’ post‑admission experience, ideally across private practice and in‑house environments
Senior‑level experience in life insurance and financial services
Ability to operate at both strategic and operational levels
Sound judgement and the ability to manage complex legal and commercial issues
Ability to engage and influence stakeholders at all organisational levels
Strong written and verbal communication skills, with excellent attention to detail and strong prioritisation, facilitation, and coaching skills.
About HCF
At HCF, our purpose is to bring our human touch to healthcare. Since 1932 we’ve been putting our members and their health first. As Australia’s largest not-for-profit health fund, we cover 2 million members with health, life, travel and pet insurance and our vision is to make healthcare understandable, affordable, high quality and member centric.
We want to be true health partners to our members, easily guiding the healthcare choices that are right for them. At HCF, our values are the way we do things and create the necessary culture to help us realise our purpose and deliver our Strategy. Living our values in action we step forward, walk in their shoes, stay human, make it better and get there together.
Culture & Benefits
Purpose-driven passion
We’re united by a common purpose: to make healthcare affordable, understandable, high quality and member-focused.
Wellness and work-life balance
We’ll empower you with the necessary skills and tools to support your personal wellbeing journey, ensuring you perform at your best. Our offerings include:
Flexible working arrangements
50% subsidy on HCF hospital and/or extras cover
Family-friendly certified employer
18 weeks of parental leave for all new parents
Mental health and wellbeing programs, including workshops, fitness classes, flu vaccinations, skin checks and more
Discounts on HCF’s products, including life, pet and travel Insurance, as well as discounts at Fitness First gyms and on our eyecare products.
Collaboration and inclusivity
We embrace diversity as our strength and are committed to maintaining an inclusive and collaborative work environment. Our workplace is welcoming and safe for all our employees, irrespective of their unique characteristics including age, ethnicity, cultural or spiritual background, gender identity, disability, education and socio-economic status.
Continuous learning and growth
We believe in lifelong learning. HCF provides opportunities for personal and professional development. From workshops to mentorship programs, we encourage your growth and curiosity.
Next steps
If you require any adjustments to assist you in making your application or during the recruitment or onboarding process, please reach out to Talent Acquisition – [email protected] to discuss.
We encourage applicants to submit their applications at their earliest convenience, as at HCF, we review applications as they are submitted, and may have filled the role prior to the job closing date.
